How much equity can I pull out of my home in Ontario?

Under Canadian mortgage guidelines, you can refinance up to 80% of your home's current appraised market value, minus any outstanding mortgage balance.

Is it worth paying a penalty to refinance to a lower rate?

It depends on the numbers. If the interest savings over the remaining term exceed the prepayment penalty charged by your bank, refinancing can save you a significant amount. I can run a custom comparison script to calculate this for you.

(742) 688-0055 Rishab.Ahuja@outlook.com

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Home Equity Release

Put Your Home Equity to Work

Access up to 80% of your home's appraised value to consolidate high-interest credit card debt, fund a major renovation, or secure capital for new investments.

Calculate My Equity Free

Restructure Your Debt and Free Up Monthly Cash Flow

Unsecured debts like credit cards and personal lines of credit carry double-digit interest rates. By rolling these into a low-interest mortgage refinance, you can save hundreds of dollars each month and pay off your balance significantly faster.

Consolidate high-interest debts into one low payment

Unlock equity for home improvements & property value gains

Custom penalty calculation analysis included

80% LTV

Maximum equity release limit

Lower Costs

Replace double-digit card rates

Debt Relief

Simplify multiple debts into one mortgage

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Independent broker evaluation

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Discover Your Available Equity

Get a complete assessment of your home's current market value and potential loan options. I will run a customized break-even calculation to see if refinancing represents a positive financial move for you.

✓Free customized savings plan

✓Fast, comprehensive appraisals

✓Friendly, experienced advice

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